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Property Blog Register/Article Library — News — Information

 

The Klauster Blog Register is for convenient access to information for you as home owner, renter or investor to make educated decisions around home ownership, renting and property investments. Due to on-going debates about rent or own, buy vs. rent, affordability and tax changes — let me confront you with two observations;

 

1) People aged over 65 owning a freehold property are better off then those who don’t own a house. They can downsize to a smaller home to free up some cash to subsidize their retirement and able to pass on a roof to their kids.

 

2) Money investments of life-time renters outperform most property investments. But money is round and hard to control the direction it rolls. In retirement increasing rents and health costs have to be paid. That’s why non-house wealth is distressing.  What is your comment?

 

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Last Update

16 Feb 2012

 

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Home & Retirement

 

Accessing home equity doesn't necessarily require selling and relocating. A reverse mortgage is one of many options to use equity from your own home. But before it gets so far a homeowner can have a lifestyle that renters never get. (see benefits of ownership)

 

00 Why would you rent if you can afford to own your home?

 

01 Why would you rent if you can afford to own your home?

 

02 How to make life better instantly?

 

03 What is the link between home ownership and handmade gifts?

 

04 Does changing attitude towards home ownership pays off?

 

05 Found a dream home, are you prepared to buy it?

 

06 Own or rent a home - what makes you happier?

 

07 Leaky Home – Are you screwed?

 

08 Property Values – Do you know the impacts of crime in your area?

 

09 Despite of higher costs

Why is home ownership so popular?

 

10 Financial melt down -

Does it make sense to buy a property?

 

11 Apartment owners have to know the Unit Titles Act 2010

 

12a Do go house prices up and why are headlines confusing?

 

12b Buying process - Don’t be pressured by the media

Home Buyer’s Posterous

 

Do you need more room or want to improve your lifestyle? As home buyer you take control over where to live and what the expenses are.

 

One Financial Disaster follows another— Are you concerned?

 

When is the right time to buy?

 

Rate Payer’s Confusion or Another Rip Off?

 

How to turn into someone bigger as you are today?

 

Why would you listen to the media and what are you going to do about it?

 

Bathroom Renovation - Why and when would you do that?

 

Home affordability worsen

 

Renting is cheaper than home ownership

 

Buy or Rent your Home?

 

Is that You – Still procrastinating?

 

How to increase income or survive hard times?

 

How to improve lifestyle by cutting living expenses?

 

Property values down – How do you survive the housing-market downturn?

 

Is New Zealand still a good place to own a property?

 

Landlord / Investor - Buying apartments off the plan sucks

 

How to stop losing money when buying investment apartments

 

What are the common reasons that apartment owners lose money?

 

What is the link between Re-sale Value and Flexibility?

 

Housing affordability – What is the good news?

 

Try before Buy - How the buyer can minimize House related Risks?

 

Landlord’s Posterous

 

As landlord / property investor learn from other people’s mistakes and make profitable decisions.

 

 

Landlords joy and nightmare

 

Having right and getting right - two different pair of shoes

 

If you haven’t thought about, let me deliver the news

 

Killing spread in 2010 – did you meet him?

 

Debt Recovery – Is debt collection a problem for you?

 

As landlord - how much can you afford to lose?

 

Rent increase - don’t expect logic to win the day

 

Opposition’s Proposal – How much ignorance can be tolerated?

 

Public Opinion – It is all about fairness

 

Home affordability – Election Campaign says new tax is needed

 

Is New Zealand still a good place to invest in a property?

 

Hi Landlords—When is a good time?

 

Did Landlords achieve everything they were hoping for?

 

Why would you charge top rents and what are tenants willing to pay? What does your property manager recommend?

Tenant’s Blog

 

Renting might be a lifestyle  or budget decision and sometimes it makes sense to keep options open. Being informed is key for making educated decisions—these articles will help you.

 

 

01 Rent or buy – That is the Key Question at Some Stage in Life

 

02 Dollar Comparison - When renting do you throw money away?

 

03 Is renting really cheaper than home ownership?

 

04 Does renting gives you more flexibility than owning a place?

 

05 Can you secure a rental or a tenancy for life?

 

06 Tenancy application – How do you get the house you want?

 

07 Rent Increase – who are the winners and losers?

 

08 Housing market

What happens and are you concerned of finding a rental?

 

09 Winners and Losers - Why would you look at Lease Option Agreements?

 

10 Tough times for renters, saving tips and what you can do to manage increasing housing costs

 

11 How much do life-time renters need for a safe retirement?

 

 

 

 

TIP: Before making a purchase decision try to understand your future needs. Figure out which changes in years to come will affect your home like

- Changes to income/career

- Size of family, retirement

- Jobs and population growth